1st Rate Insurance Services LLC. is an Independent Insurance Agency located in Mill Creek, Washington, specializing in Auto Insurance, Home Insurance, Life Insurance, Business Insurance, Umbrella Coverage, Earthquake Insurance, Flood Insurance and all types of Recreational Vehicle Insurance. We serve the Personal and Business insurance needs of Individuals, Families and Businesses in the Pacific Northwest, throughout Washington and Oregon.

We are not employed by any insurance company and have your best interest in mind.  As an independent agency, we can offer YOU multiple options for any of your insurance needs from over 20 Top Rated Insurance Companies.  Our direct connection with each company's sales, underwriting and claims department allows us to be YOUR personal advocate.  We have the knowledge, understanding, and means to locate the insurance products and services that best suit your specific needs.

Whether your driving record is perfectly clean or you have a few blemishes, we can help. Even if you've had a homeowner's claim or are being non-renewed by your current company, we can assist you.  If you homeowners insurance company has dropped your Earthquake coverage or increased your rates, we can find you an insurance company to fit your specific situation at a very competitive price.

Have you been with the same company for years without comparing coverages & costs? Give us a call and you will be amazed at how much you will save.  We have saved some of our clients over $1200 by packaging all their insurance policies.

Don't just take our word for it, just read a few of our customer testimonials!

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