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Classic Car Insurance
 Antique & Classic Cars - a motor vehicle, but not a reproduction, manufactured more than 25 years prior to the current year which has been maintained in or restored to a condition which is substantially in conformance with manufacturer specifications.
Insurance for the following types of antique or classic vehicles is available:
- Antique Cars (1985-1929)
- Classic Cars (1930-1950)
- Muscle Cars (1962-1972)
- Exotics
- Special Interest (1950-1972)
- Modern Classics (1972-15 years old)
- Classic Motorcycles (25 yrs and older)
- Vintage Military Vehicles (25 yrs and older)
- Fire Trucks (25 yrs and older)
- Vintage Farm Tractors (25 yrs and older)
- Classic Trucks (25 yrs and older)
- Vehicles under active restoration may be considered
Modified Cars and Street Rods - manufactured motor vehicle at least 20 years old and has been altered from its original condition.
We offer insurance for the following types of vehicles:
- Street Rods (pre-1949)
- Kit Cars
- Modified Cars (1949-1975)
- Replicas
- Modified Trucks (1949-1975)
- Custom Vehicles (1949-1975)
- Custom Motorcycles (1949-1975)
What We Don't Insure:
We do not offer insurance for the following types of vehicles:
- Daily Use Vehicles - used for daily transportation or as a backup or substitute vehicle
- Hauling & Off-Road Vehicles - used for hauling, off-road or utility type driving
- Business Use Vehicles - used for commercial, business or transportation-for-hire purposes
- Racing Vehicles-Vehicles used primarily for racing or collectible vehicles that are raced.
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Do you Qualify:
Because drivers of collectible vehicles love their vehicles, they are among the safest drivers in the world. This enables us to provide excellent coverage at surprisingly low rates; however, to continue offering this exceptional coverage we must consider the following factors before approval:
- Usage - Used primarily for hobby purposes (club functions, shows, events and cruise nights) and occasional leisure drives
- Garaging -Your vehicle is kept in a fully enclosed locked garage
- Vehicle Year -Vehicle is at least 15 years old and older
- Regular-use-vehicles -You have one "daily" car for each licensed driver in the household
- Driving Record -You have a good driving record and you have at least 5 years driving experience
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Basic Elements of a Policy: (Some coverages not available in all states)
- Liability Coverage - Pays for other people's injuries and damage to their property if you or someone else causes an accident while driving your car. It protects your assets in the event you are held liable for damage to others
- Medical Expense Coverage - If you and your passengers are injured in an auto accident, this coverage pays your medical expenses
- Uninsured & Underinsured Motorists Coverage - Pays bodily injury claims if you or your passengers are injured by a negligent uninsured motorist, hit-and-run vehicle or a negligent driver without adequate insurance
- Personal Injury Protection (No-Fault Coverage) - If you or passengers in your car are injured in an auto accident, this coverage pays medical expenses, loss of wages and death benefits
- Collision Coverage - If your car collides with another vehicle or object, this coverage pays to repair your auto
- Comprehensive Coverage - Pays for damage to your car caused by theft, fire, vandalism and many other non-collision occurrences
GET A QUOTE!
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