First Rate Insurance Services LLC Representing over 20 Companies!  
(425) 275-9500/(800) 596-8050     
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Vehicle Insurance

- Auto
- Motorcycle/ATV
- Classic Cars
- RV's

Property Insurance

- Home
- Condo
- Renters
- Rental Property
- Earthquake
- Flood

Watercraft Insurance

- Boat/JetSki
- Yachts

Life Insurance
- Term
Other Insurance

- Earthquake
- Flood
- Umbrella
- Business


Yacht Insurance

Yacht InsuranceFrom Sailboats and Cruisers to Luxury Yachts, we've got you covered.

Yacht policies can be written for:

  • Power Cruisers
  • Sail boats
  • Classic vessels
  • Wood hull
  • Trawlers
  • Sport boats

We can insure vessels up to a maximum value of $25 million.

What makes our carriers Yacht policies different than the other companies?  Take a look at the some of the differences below.

Inflation Protection Endorsement – You can get MORE than what you paid for!
Not only does this policy guarantee payment of the Agreed Value on the policy, underwriters may even pay more! In the event of a total loss and should you find your policy limit is not enough to replace with a brand new yacht, under-writers will pay as much as 115% of the policy limit (limited to vessels 3 years and newer).

Yacht InsuranceLess Exclusions = More coverage:  Some of our carriers have less exclusion than most other policies. They have removed common exclusions such as damage caused by insects, vermin, marine life, etc.

Spill Liability Coverage – Can you afford to go without it?  Environmental concerns are a sensitive issue. Unfortunately, many yacht policies do not provide this coverage – potentially leaving you out of pocket. Ask us about our policies that provide coverage for pollution liability.

Consequential Damage Coverage – Spelled out in plain language Most policies contain language that allows those underwriters to deny any damage caused by or resulting from wear and tear, corrosion, rust, etc.

We offer policies that specifically bring back coverage for basic marine perils (fire, sinking, collision, etc.) – other policies do NOT, leaving you without coverage should a thru-hull corrode and cause the vessel to sink, or a vermin chew the exhaust valves and cause the yacht to sink etc.

GET A QUOTE!

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